Financial Information

Payment Policy

We have many convenient payment options available to all of our patients and want to take care of your treatment costs as efficiently as possible. In an effort to keep your costs to a minimum, we have a "non-billing" policy. Payment is expected at the time of services are rendered. We accept cash, personal checks, and Master Card, Visa, or Discover.

Scheduled Patients are expected to pay:

  • Crown, Bridge, Dentures: 1/3 at start of treatment, 1/3 at try-in stage, 1/3 at permanent insertion.
  • Endodontics: 1/2 at start of treatment, 1/2 upon completion.
  • Implants: 1/2 prior to surgery, 1/2 at the time of surgery.
  • Emergency Fee: $65.00 at the time of visit.
  • Fee for Emergency Services: To be paid in full at the time of the visit. If you have insurance, your insurance company will reimburse you.

Credit Policy

In some cases, we offer several options for extended payment plans to help you break down your costs over time. For extensive dental work extended payment plans, it is our policy to subscribe to a credit-reporting agency to determine a patient's credit standing. We adhere to the Fair Credit Reporting Act (Public Law 91-508). Please ask us about this option.

Collections Policy

Extended payment plans will be remanded to our Credit /Collections Department.
Past Due Balances over 60 days: 1-1/2 % per month service charge applied
Past Due Balances over 90 days: An additional $25.00 will be added to the past due service charge.



The Dentists Collaborative provides all aspects of dental care for adults, including: periodontics, restorative dentistry, prosthetic care, orthodontics, endodontics, oral and maxillofacial surgery, and cosmetic dental care. We are located in North Andover, MA

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